When transitioning from staff nursing to travel nursing, one of the most significant changes you'll notice is the potential increase in pay. For many travel nurses, this can mean the opportunity to double, triple, or even quadruple their regular income, especially when working in high-demand areas or taking on critical assignments. Having a higher income opens up new possibilities for financial growth and stability. However, it's crucial to manage this increased income responsibly, starting with keeping cash on hand.

Having cash readily available while traveling is essential for various reasons. It provides a sense of security, allowing you to tip drivers, luggage carriers, or service staff without relying solely on credit cards or digital payments. Additionally, cash can be a lifesaver in emergencies when card transactions may not be possible. To ensure you're prepared for any situation, it's advisable to have at least $500 to $1,000 in cash safely stored in your wallet, a secure location in your accommodations, or locked in your car when on the move.

By prioritizing the need to keep cash on hand as a travel nurse, you are not only embracing a practical approach to managing your finances but also acknowledging the importance of preparedness in your new work environment. Whether you're embarking on a strike assignment, covering critical staffing needs, or simply navigating bustling airport terminals, having cash at your disposal can streamline your travel experience and provide peace of mind during unforeseen circumstances. Remember, staying financially vigilant and organized is key to thriving in your travel nursing career.

Side note: When embarking on a travel nursing assignment in a new location, it is important to remember to contact your banks and notify them of your move. This simple step can help prevent your cards from being declined when you arrive at your destination. Imagine the frustration of trying to make a large grocery purchase, only to have your card declined in front of a line of impatient customers. By informing your bank of your travel plans, you can avoid such awkward and inconvenient situations. For instance, when I moved from Pennsylvania to Florida for a travel nursing assignment, I forgot to notify my bank and encountered this exact scenario. Learn from my mistake and ensure a smoother transition by taking the time to update your banking information before you leave.

Notifying your banks of your travel plans is crucial to avoid any misunderstandings that could lead to your cards being flagged for potential fraud. Banks have sophisticated fraud detection systems in place to protect their customers, and sudden out-of-state charges can trigger these systems, resulting in your card being blocked. By proactively informing your bank of your upcoming travel nursing assignment, you can prevent them from mistakenly flagging your transactions as fraudulent. This simple act can save you from the hassle and embarrassment of having your card declined when you need it the most, whether it's for groceries, gas, or other essential expenses during your transition to a new location.